financial freedom budget

Financial Freedom Roadmap: Budgeting, Expense Mastery, and Emergency Fund Essentials

Financial stability is a fundamental aspect of a fulfilling life. It offers peace of mind, ensures you’re prepared for the unexpected, and helps you achieve your future goals. In this blog article, we’ll explore the essential steps to create a budget, manage your expenses effectively, and start saving for both your future and an emergency fund.

Creating a Budget

A budget is the cornerstone of sound financial management. It’s a roadmap that empowers you to control your money rather than letting it control you. Follow these steps to create a budget:

  1. Gather Financial Data: Collect information about your income, expenses, and financial goals. This includes pay stubs, bills, and any financial documents.
  2. Categorize Your Expenses: Divide your expenses into categories such as housing, transportation, groceries, entertainment, and savings. This helps you visualize where your money goes.
  3. Set Clear Goals: Establish short-term and long-term financial goals. Whether it’s saving for a vacation or retirement, having clear objectives will guide your budget.
  4. Track Your Spending: Keep tabs on every expenditure for at least a month. This helps identify areas where you can cut back.
  5. Create Your Budget: Using the gathered data, create a budget that allocates a specific amount to each spending category. Ensure your income exceeds your expenses.
  6. Review and Adjust: Regularly review your budget to ensure you’re staying on track. Adjust it as necessary to accommodate changes in your income or expenses.

Effective Expense Management

Once you have a budget in place, effective expense management is crucial for financial success:

  1. Prioritize Needs Over Wants: Distinguish between essential expenses (needs) and non-essential ones (wants). Prioritize your needs in your budget.
  2. Cut Unnecessary Expenses: Identify areas where you can cut back, like dining out less or cancelling unused subscriptions.
  3. Avoid Impulse Spending: Before making a purchase, ask yourself if it aligns with your budget and financial goals. Avoid impulsive buying.
  4. Use Cash or Debit: Paying with cash or a debit card can help you avoid accumulating credit card debt.
  5. Shop Smart: Look for discounts, use coupons, and compare prices when shopping. These small steps can add up to significant savings.

Starting to Save for the Future

Saving for the future is a vital aspect of financial planning. Here’s how to get started:

  1. Set Savings Goals: Determine what you’re saving for, whether it’s retirement, a down payment on a house, or a dream vacation.
  2. Automate Savings: Set up automatic transfers to a savings or investment account. This ensures you save consistently without having to think about it.
  3. Emergency Fund: Prioritize building an emergency fund with at least three to six months’ worth of living expenses. It provides a safety net for unexpected events.
  4. Use Tax-Advantaged Accounts: Consider using tax-advantaged accounts like a 401(k) or IRA for retirement savings. They offer tax benefits and can help your money grow faster.
  5. Invest Wisely: As your savings grow, consider investing in diversified portfolios to potentially earn higher returns over the long term.

Building an Emergency Fund

An emergency fund is your financial cushion when life throws unexpected challenges your way. Follow these steps to build one:

  1. Start Small: Begin by saving a small portion of your income, even if it’s just $10 or $20 per paycheck.
  2. Increase Over Time: Gradually increase your emergency fund until it covers at least three to six months’ worth of living expenses.
  3. Separate Account: Keep your emergency fund in a separate, easily accessible account, such as a high-yield savings account.
  4. Use Windfalls: Whenever you receive unexpected money, like a tax refund or a work bonus, consider directing a portion of it into your emergency fund.
  5. Only for Emergencies: Strictly use your emergency fund for genuine emergencies, like medical expenses, car repairs, or unexpected job loss.


Creating a budget, managing expenses effectively, and building an emergency fund are essential steps toward financial security and achieving your future goals. By following these practices consistently, you can take control of your finances, reduce stress, and work towards a brighter financial future. Remember, financial success is a journey, and every step you take brings you closer to your goals.

How to create pages fast and easy in wordpress

through customize in WordPress

When you start blogging, you need pages or categories in WordPress to categorize your post or you may need to create a contact page, privacy policy page, disclaimer page, or affiliate disclosure page (if you are doing affiliate marketing).

You can create a page in WordPress Dashboard. Take a look below

When you create pages using WordPress dashboard it may take a little time but if you create pages using wordpress customize option you can create pages easily and fast take a look at screenshot below:

Just enter the name of the page and click on add and your page will be created. Create all the pages you need and edit them using elementor or wordpress editor.

Take Screenshot in Snapchat / Screenshot Restricted Apps / Screenshot Not Allowed in Android – 2023

Screenshots 🙂

Screenshots are significant parts of our daily lives. If we need any info for later we swipe our fingers across the screen and click you got the screenshot. you can easily share it with your friends. Or there is any info that you need for later ;).

What if app doesn't allow screenshot?

Some apps doesn’t allow screenshots it maybe for some security reasons. For example Paytm doesn’t allow screenshots of payment done but give a Share button to share it. Also you can turn off the setting in app settings. But Recently Cred added the same feature and now it doesn’t allow taking screenshots of transaction and i need to share the payment screenshot with my landlord otherwise I’ll be out of the house. So what is the solution?, 

Also there are some Apps like Snapchat which allow screenshots but snitch it to the sender. So what is the solution for that.

Is there any solution for this?

Yes, why else I would write this article [Clickbait]

So for this, You need the Ingredients below:

1 android mobile

1 app [I’ll tell you]

1 windows laptop or tab which supports exe files [i’tell you]

700gm. Josh to do something suspicious.( Trust me you are not gonna solve world problem using this)

Download the Ingredients below

Screenshot for your reference

First of all your internet network must be the same in both mobile and laptop. 

Let's Set Up the PC First

Now Let's Set Up the Mobile

As Soon as you allow your Phone your mobile screen will show up in your PC like below

As you see your mobile screen open in PC click on the camera icon to take a screenshot and video icon to take a video.

The default location for screenshots is: C:\Users\laksh\Documents\Apowersoft\Windows ApowerMirror

You can change the location file format and more in the settings menu.

If you are using the free version there is a limit of 10 minutes for use. Go limitless when you buy this software.

The software is premium. Please buy this as it will help the developers to improve and they won’t sleep hungry.

How Did I Came to Know About this.

It was on 6th November 08:24 pm when I Paid the rent using CRED and I send the payment screenshot to my Landlord but Cred was not allowing screenshots. So I started doing some research and I found two ways One was using OBS and Capture card. Second was using APower Mirror which was easy and convenient. 

Caution: This Article is just for education purpose. This article or website doesn't take any responsibility for Whatever you do. I just use this to take screenshots of payment app which don't allow. I can't post those screenshot for obvious reasons.

Free website Downloader for offline Browsing

We all use websites for downloading content, to gain knowledge, for entertainment and so on. some of these websites are some of these websites are static some of them are dynamic static website doesn’t update content regularly but a dynamic website does sometimes you may need a website for there code for your reference or you want to visit the website offline we are going to discuss a free website downloader tool using which you can download a website for offline use.

Using this tool you can download the static or dynamic website both you will get almost all the files you need for website up and running you won’t get the back end data as this data is stored in database other than that the website you have downloaded will be running very smoothly

This tool takes time to download according the website size.

The name of the tool is HTTrack and you can download this for free. HTTrack is a free (GPL, libre/free software) and easy-to-use offline browser utility..

How to Download Free Website Downloader- HTTrack

To download HTTrack Click on the download link. It will take you to the HTTrack website

What is the size of HTTrack

The software is very small size around 5 Mb so you don’t need to worry about the size it is gonna take in you hard drive.

How to Download website using HTTrack

Open HTTrack, Provide Name of the website or name you want for your folder, provide catagory (optional), and choose the location for website files.

Watch this video for the process:

What are backlinks? How To Build In 2020

What Are Backlinks?

Why do you need them?

How to create and How to check ?

Have you seen those links on websites which take you to another website? Good, now let’s talk about them.

Backlinks are the links through which you connect to other person or brand’s website.

It is similar to real life where one person connect to other through some medium.

They help you in ranking. Search engines count them as votes, more the votes, higher the ranking.

INBOUND LINKS: Links pointing to your website from others. You need more quality inbound links to rank higher.

OUTBOUND LINKS: Links pointing to others website from your website.


They play a very good role in SEO for your website.

They help in creating authority of a domain (DA)

For example, if you need an interior designer and ten people recommend same person or business you will be more comfortable than one person recommending a business.

Similarly more* the backlinks more the domain authority.


Not at all, creating backlinks doesn’t mean just creating quantity random links with directory submission or purchasing from random sources. It is called spamming and google may penalize or stop indexing your website.

Quality of backlinks matter rather than quantity. Hundred links from one website are not as good as one link from hundred websites.


NOFOLLOW BACKLINKS: No follow links are the links which play a minor role in SEO. They don’t help in ranking and they ask search engines to not give any value to that link.

Below is the example of nofollow html tag

<a href=”” rel=”nofollow”>Link Text</a>

DOFOLLOW BACKLINKS: Do follow links are the one you need the most. Quality dofollow links help in higher website rank, increase your domain authority, get traffic and build trust in your brand.

<a href=”” >Link Text</a>

So why there is NOFOLLOW Backlinks, nofollow invented to stop comment spam. Google ask users to use “nofollow” for paid links.

but, still nofollow can help you in generating traffic, search engines will bypass the nofollow links but users can see the link and may go to your website.

You can check if the link is dofollow or nofollow in your browser:

Checkout the below steps



Write quality content to increase your reach so that more users automatically connect to your website.

Google: Search for articles on you niche which are ranking well, then improve the post and write more about the topic, You may create video for the topic and add it to your post.


GUEST BLOGGING: Write blog post for others within your niche to get inbound links.


SOCIAL MEDIA PROFILES: Put your website link in your business pages details.


Promotion:Contact influencers in your niche or industry and tell them about an article on your site that they may want to link to.



There are many websites available to check, but the most I trust is 

Just enter your domain and click on search and it will show you the list of backlinks with details like links are dofollow or nofollow and how many domains are referring your website.


Don’t lose your authority by spam backlink.

While using outbound links must check that the Domain Authority of website you are linking to.

Don’t use shortcuts, purchasing backlinks is easy but not reliable.

Keep Researching and writing, if your content is better you will automatically go up.

Keep Learning | Happy Backlinking

Android Versions and How to find Android version of your phone

Android Versions and How to find Android version of your phone

The Beginning:

Android is a mobile operating system, Developed by Android Inc. in october 2003, in Palo Alto California by Andy Rubin, Rich Miner, nick sears, chris white. It was created for digital cameras and pitched to investor in april 2004, but market for cameras was not big enough so five months later the idea was pitched as android operating system, it was operating against Symbian and Microsoft windows mobile.

Android is based on a modified version of Linux kernel and other open source software,
Google bought it in 2005 android came in market in 2007. First commercial android device launched in october 2008, Googel has created many versions of android for multiple devices lie Android TV for televisions, Android Auto for car, wear os for wrist watches

Android is also associated with google for GMS (Google mobile services), which comes pre installed on devices. Applications like Gmail, Google play and Google play services, Google Chrome and google search app.

Android is the best selling operating system since 2011 on smartphones and on tablets since 2013, According to reports, it has over two billion monthly active users. largest for any operting system. Google play store has 2.6 million applications.

When Google bought Android Inc. its key employees, rubin miner and white joined google.

At first phone launced by google was similar to blackberry phone without touch screen and physical QWERTY Keyboard . Later google announced that touchscreen will be added because apple came into the market.

The main hardware for android is ARMv7 and ARMv8-A, formerly also ARMv5.

Required RAM for Android range from 816MB-1.8 GB for 64 bit and 512MB-1.3GB for 32 bit.


Versions of Android:

Android code names are confectionary themed and in alphabetical order since Android 1.5 cupcake which was launched in 2009

First Android commercial device was HTC dream


First android
Ice-Cream Sandwich
Android 10

Versions Of Android:

Android Q is the 10 major version of the android operating sytem. It was announced by Google on March 13, 2019 and it’s first beta was released on the same day. Second beta was released on april 3, 2019 and third was released on 7 may 2019, fourth beta June 5 with final APIs and SDK.


On July 10, 2019 Beta 5 was released with candidate testing. It is available on pixel phones by google.


How To Know Your Android Version:

If You want to know your Android version. Watch the Video

Contact If your need any help

4 Blogger Tips You Must Know

Blogger is the best platform for creating a blog.

You can create a blog as easy as creating email address, you just have to choose the name and publish it. Below are some Blogger Tips You Must Know to keep your content secure from copying.

We Will be Working on

Keeping your image private so no one can copy that on there blog.

You will see how to disable right click in blogger with a small script.

You will learn how to disable image dragging.

You will know how to remove preloader gear icon

Turn Off Gear Loading Icon in Blogger

If you’re using the new Blogger interface: Go to Dashboard – Theme- Customise – Advanced – Add CSS – paste the following code – Press enter after the last character of the last line } – Apply to Blog

display: none;
turn off gear icon in blogger, preloader

Disable Image Dragging

Go to template and edit html. Search </head>

Now you will see <body with a something more code after it so you have to paste the below code right after it. The code will look like in image

ondragstart=’return false’ onselectstart=’return false’

disable image dragging in blogger

Disable Right click On blogger

We will use this to disable right Click on blogger and securing text from copying.

 Click in Code and Press Ctrl+F type <head> Paste the Code after the <head> tag then click Save template button.

<script type=”text/javascript”>
function nocontext(e) {
var clickedTag = (e==null) ? event.srcElement.tagName :;
if (clickedTag == “IMG”) {
return false;}}
var alertMsg = “Image context menu is disabled”;
document.oncontextmenu = nocontext;

disable right click in blogger

Change alert message here

disable right click on blogger alert message

Also Visit: How to Convert PDF To Text

Disable image opening on click

We need this to secure our image from right clicking and opening in new tab.


Open up your post editor and create a new post (this will work on old posts as well) and add an image.


Click on the image. This will highlight the image.


Click on “Link” to remove the link from the image.

remove link from image

You must know these Blogger Tips to run a successful blog.